COMPARE
Unify Int vs Codat
Codat rebranded in April 2026 around advisory intelligence for commercial banks and deprecated legacy products on 28 February 2026. Unify Int is built for fintech and SaaS teams that need accounting, commerce and product data in their own products, with a migration service for teams moving off Codat.
SIDE BY SIDE
Unify Int and Codat, compared.
Unify Int is in developer preview; our column describes what the platform is designed to do and shows status where it matters.
| Criterion | Unify Int | Codat |
|---|---|---|
| Categories covered | Accounting, ERP, payments, bank feeds, commerce, PIM, inventory and ads. Pre-launch: status shown per integration. | Codat Insights for banks; Codat Connect for Bill Pay, Expense, Bank Feeds and Lending.[1] |
| Finance depth (ERP, multi-entity) | ERP API designed for subsidiaries, dimensions, custom fields and approval states in NetSuite, Sage Intacct, Dynamics 365 and Acumatica. Pre-launch. | Not published |
| Product data (PIM, inventory) | A full Product Data family: Catalog/PIM, Inventory, Orders & Commerce and Ads APIs on the same model as finance data. Pre-launch. | Not published |
| Write-back | Designed for create, update and delete with idempotency keys and validation before submit. Write is shown per object only where confirmed. | Partial: varies by product.[1] |
| Bank feeds | Bank Feeds API to push transactions into ledgers. Pre-launch; status per ledger. | Bank Feeds offered within Codat Connect.[1] |
| Data storage model | Pass-through or sync-and-store, chosen per object. Designed; pre-launch. | Not published |
| AI agents / MCP | Unify Agents (MCP) with scoped tools, approval steps and audit logs. On the roadmap. | Partial, per the public site.[1] |
| Governance (approvals, audit) | Approval policies, scoped permissions and an audit log of every write, including agent writes. Pre-launch. | Not published |
| Services offered | Unify Technology Center: strategy workshops, implementation, migration, custom connectors and managed integrations. | Partial, per the public site.[1] |
| Pricing transparency | Tiers and a services rate card published on the pricing page; prices show "Talk to us" until set. | Enterprise, sales-led. No prices published.[1] |
| Free tier / sandbox | Free sandbox access for early-access teams and design partners during the developer preview, on request. | Not published |
| Primary buyer | SaaS, fintech and commerce software teams, plus finance operators through the Technology Center. | Commercial banks.[3] |
DIFFERENCES
Where Unify Int is different.
Built for software builders
Unify Int serves fintech, SaaS and commerce teams that build integrations into their own products, with a developer preview, sandbox access and code samples.
Product data next to finance data
Catalog, inventory, orders and ads share the Unify Graph with accounting, payments and bank feeds.
A planned migration path
The Migration service maps what you use today to the Unify Graph, runs both systems in parallel and cuts over in batches, with reconnects avoided where the platform allows token transfer.
AN HONEST VIEW
When Codat may fit better.
You are a commercial bank
Codat now focuses on commercial banks buying advisory intelligence. If that is you, its bank-focused products are designed for your use case.
Your Codat products remain supported
If the products you rely on were not deprecated and fit your roadmap, staying may be lower risk than migrating.
TECHNOLOGY CENTER
Switching? We run the migration.
The Technology Center maps what you use today to the Unify Graph, runs both in parallel and cuts over in batches.
Migration
Move off Codat, another unified API or in-house code without breaking connections.
Implementation
We scope, build and launch your integrations, then hand them over.
Frequently asked questions
What changed at Codat?
Codat rebranded in April 2026 around advisory intelligence for commercial banks, launched that platform on 5 May 2026, and deprecated legacy products on 28 February 2026, per its own announcements.
Will our customers have to reconnect if we move?
Sometimes. Some platforms let OAuth grants move with app credentials you own; others need a reconnect. A migration assessment tells you which, per platform.
How long does a migration take?
Our target is about one week to assess, two to four weeks to map and build, and one to two weeks of parallel running before batched cutover. Your scope may differ.
Is Unify Int live today?
Unify Int is in developer preview. Sandbox access is available to early-access teams and design partners, and every integration page shows its current status: live, beta, roadmap or via the Technology Center.
SOURCES
Sources and method.
Facts about Codat come from public pages, checked on . “Not published” means we could not find a public statement, not that the capability is missing. Spotted something out of date? Tell us and we will correct it.